My wife racked up a secret debt of nearly £100k and my retirement plans are ruined

DEAR DEIDRE: I WAS looking forward to travelling when I retired – until my wife revealed our mountain of debt.

We bought our forever home nearly 15 years ago, and always planned to have the mortgage paid off by the time we were both 65. We’re currently both 62.

Every month I’ve sent her my share and assumed she was paying it.

But recently my wife revealed that she’s been borrowing money against the house, so now we owe more than £80,000.

I can’t even look at her at the moment, let alone trust a word she says. I’m even considering leaving her so that I can still see the world as I planned.

Get in touch with Deidre today

My team and I are working safely from home but we are here to help you as always.

Send an email to [email protected]

Every problem gets a personal reply, usually within 24 hours weekdays.

You can also send a private message on the DearDeidreOfficial Facebook page.

Follow me on Twitter @deardeidre.

DEIDRE SAYS: Your trust will be destroyed. But you do need to talk to learn where your money has gone and if she needs support with any problems.

Reach out to National Debtline (nationaldebtline.org, 0808 808 4000) who will be able to advise you. I’ve also attached my support pack Solving Debt Problems.

Don’t throw in the towel. I do hope you can sort this and still enjoy your travels.

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